Using the decommodification and (de)familisation framework, this paper examines the two main Social Safety Net programme during the pandemic and its effect on female welfare in Indonesia. It is argued that despite expansion of decommodification measures through unemployment benefits, females tend to benefit less because the existing labour force structure is highly dominated by males. Hence, the only way of being financially secure is to have access to Conditional Cash Transfer (CCT), which means it then exposes them to greater risk of familisation. This is because to be eligible for CCT, they are (informally) required to perform unpaid caregiving. This article concludes that familial ethics has become a rationale for the state to push females to seek social support through a family relationship, resulting in social risk internalisation during the COVID-19 crisis, rather granting them citizenship rights-based welfare. © 2021 John Wiley & Sons Ltd.