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dc.contributor.authorMahdzan, Nurul Shahnaz
dc.contributor.authorSukor, Mohd Edil Abd
dc.contributor.authorZainudin, Rozaimah
dc.contributor.authorZainir, Fauzi
dc.contributor.authorAhmad, Wan Marhaini Wan
dc.date.accessioned2026-05-30T08:54:13Z
dc.date.available2026-05-30T08:54:13Z
dc.date.issued2023-09-05 00:00:00
dc.identifier.issn2338-7238
dc.identifier.issn1411-1128
dc.identifier.urihttps://jurnal.ugm.ac.id/gamaijb/article/view/73947
dc.identifier.uri10.22146/gamaijb.73947
dc.identifier.urihttp://digilib.fisipol.ugm.ac.id/repo/handle/15717717/84373
dc.description.abstractThis study compares the level of financial well-being (FWB) and its antecedents(financial stress, financial behaviour, financial literacy, and the internal locus of control(LOC)) across individuals of different employment categories in Malaysia. Second, it investigates the relationship between those antecedents and FWB and compares the differences in the strength. Data were collected from 1,867 respondents from four employmentgroups using a questionnaire-based survey. Descriptive statistics and analysis of variance (ANOVA) were conducted to achieve the first research objective, and ordinary leastsquares (OLS) regression was used to achieve the second research objective. The resultsindicate that FWB and its antecedents of Malaysian employees vary considerably acrossemployment categories. The FWB of the unemployed and private-sector workers is significantly lower than their government sector and self-employed counterparts. Financialstress, financial behavior, and an internal LOC are the most determinative of employees’FWB, however, they have varying degrees of impact across different employment categories. The results relate to employers and policymakers in formulating strategies to promotehigher FWB among Malaysian employees, based on their employment categories.
dc.formatapplication/pdf
dc.language.isoeng
dc.publisherMaster in Management, Faculty of Economics and Business, Universitas Gadjah Mada
dc.relation.urihttps://jurnal.ugm.ac.id/gamaijb/article/view/73947/37822
dc.rightsCopyright (c) 2023 Gadjah Mada International Journal of Business; http://creativecommons.org/licenses/by-sa/4.0
dc.subjectBusiness; Management
dc.subjectfinancial well-being, financial stress, locus of control, financial behaviour, employment
dc.subjectD6, M5
dc.titleA Comparison of Financial Well-Being and Its Antecedents Across Different Employment Categories in Malaysia
dc.typeArticle
dc.identifier.oaioai:jurnal.ugm.ac.id:article/73947
dc.journal.infoGadjah Mada International Journal of Business; Vol 25, No 3 (2023): September-December; 255-277


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